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# 💰 Dealix — النموذج المالي 12 شهر
**تاريخ البدء:** مايو 2026 (إطلاق رسمي)
**الإطار الزمني:** 12 شهر (مايو 2026 - أبريل 2027)
**العملة:** ريال سعودي
**المؤسس:** سامي العسيري (100% ownership حالياً)
---
## 📊 الفلسفة المالية
Dealix = **Founder-led, revenue-first, capital-efficient.**
- لا استثمار خارجي في أول 6 شهور (proof of revenue أولاً)
- كل ريال يدخل = يستثمر في النمو، لا trophy hiring
- Runway = 18 شهر minimum قبل أي fundraise
- Path to profitability قبل Series A
---
## 💵 الباقات والإيرادات
### هيكل الأسعار
| الباقة | السعر/شهر | الهدف الشهري | COGS | Gross Margin |
|--------|-----------|---------------|------|--------------|
| Starter | 999 | 50% من العملاء | 150 | 85% |
| Growth | 2,999 | 35% من العملاء | 400 | 87% |
| Scale | 7,999 | 15% من العملاء | 900 | 89% |
**Weighted Average Revenue Per Account (ARPA):** 2,449 ريال/شهر
### COGS Breakdown (لكل عميل)
- Anthropic API (Claude): 60% of COGS
- AWS hosting (shared infra): 20%
- Moyasar fees (2.5% of revenue): 10%
- Third-party tools (Sentry, PostHog): 10%
---
## 📈 توقعات الإيرادات (Conservative)
### New Customer Acquisition (شهرياً)
| الشهر | Starter | Growth | Scale | Total New | Churn | Net New | Active |
|-------|---------|---------|-------|-----------|-------|---------|--------|
| M1 | 1 | 0 | 0 | 1 | 0 | 1 | 1 |
| M2 | 2 | 1 | 0 | 3 | 0 | 3 | 4 |
| M3 | 3 | 1 | 0 | 4 | 0 | 4 | 8 |
| M4 | 4 | 2 | 0 | 6 | 1 | 5 | 13 |
| M5 | 5 | 2 | 1 | 8 | 1 | 7 | 20 |
| M6 | 6 | 3 | 1 | 10 | 1 | 9 | 29 |
| M7 | 7 | 4 | 1 | 12 | 2 | 10 | 39 |
| M8 | 8 | 5 | 2 | 15 | 2 | 13 | 52 |
| M9 | 9 | 6 | 2 | 17 | 3 | 14 | 66 |
| M10 | 10 | 7 | 3 | 20 | 3 | 17 | 83 |
| M11 | 11 | 8 | 3 | 22 | 4 | 18 | 101 |
| M12 | 12 | 9 | 4 | 25 | 5 | 20 | 121 |
**Assumptions:**
- Churn: 3% شهرياً (نموذجي لـ SaaS مبكر)
- Sales cycle: 14-21 يوم
- المصادر: 60% outbound، 30% inbound، 10% referral
### MRR بـ نهاية كل شهر
| الشهر | MRR | ARR (ٰSimulated) |
|-------|-----|------------------|
| M1 | 999 | 12K |
| M2 | 5,997 | 72K |
| M3 | 11,995 | 144K |
| M4 | 20,988 | 252K |
| M5 | 36,983 | 444K |
| M6 | 57,971 | 696K |
| M7 | 82,958 | 995K |
| M8 | 120,935 | 1.45M |
| M9 | 162,913 | 1.95M |
| M10 | 218,878 | 2.63M |
| M11 | 281,848 | 3.38M |
| **M12** | **357,800** | **4.3M ARR** |
---
## 💸 التكاليف (Monthly)
### M1-M3 (Solo founder)
| البند | المبلغ |
|-------|--------|
| AWS hosting (shared) | 500 |
| Anthropic API | 800 |
| Moyasar fees | 25 |
| Tools (Sentry, PostHog, Railway) | 400 |
| Marketing (ads if any) | 0 |
| Founder salary | 0 (bootstrap) |
| **Total** | **1,725** |
### M4-M6 (بعد 10 عملاء)
| البند | المبلغ |
|-------|--------|
| Infrastructure | 1,500 |
| LLM API | 2,500 |
| Tools | 600 |
| Marketing (small experiments) | 2,000 |
| Part-time BDR (freelance) | 5,000 |
| Founder salary | 10,000 |
| **Total** | **21,600** |
### M7-M9 (30+ عملاء)
| البند | المبلغ |
|-------|--------|
| Infrastructure | 4,000 |
| LLM API | 8,000 |
| Tools | 1,000 |
| Marketing | 8,000 |
| BDR (full-time) | 12,000 |
| Customer Success (part-time) | 6,000 |
| Founder salary | 15,000 |
| **Total** | **54,000** |
### M10-M12 (100+ عملاء)
| البند | المبلغ |
|-------|--------|
| Infrastructure | 8,000 |
| LLM API | 18,000 |
| Tools | 2,000 |
| Marketing | 15,000 |
| BDR (x2) | 24,000 |
| Customer Success (FT) | 12,000 |
| Engineer #1 | 18,000 |
| Founder salary | 20,000 |
| **Total** | **117,000** |
---
## 📊 P&L Projection (السنة الأولى)
| الشهر | Revenue | Costs | Net | Cumulative |
|-------|---------|-------|-----|------------|
| M1 | 999 | 1,725 | -726 | -726 |
| M2 | 5,997 | 1,800 | 4,197 | 3,471 |
| M3 | 11,995 | 1,900 | 10,095 | 13,566 |
| M4 | 20,988 | 21,600 | -612 | 12,954 |
| M5 | 36,983 | 25,000 | 11,983 | 24,937 |
| M6 | 57,971 | 30,000 | 27,971 | 52,908 |
| M7 | 82,958 | 54,000 | 28,958 | 81,866 |
| M8 | 120,935 | 60,000 | 60,935 | 142,801 |
| M9 | 162,913 | 70,000 | 92,913 | 235,714 |
| M10 | 218,878 | 117,000 | 101,878 | 337,592 |
| M11 | 281,848 | 130,000 | 151,848 | 489,440 |
| M12 | 357,800 | 145,000 | 212,800 | 702,240 |
**النتائج السنوية:**
- Total Revenue: 1,360,265 ريال (~$362K)
- Total Costs: 658,025 ريال
- Net Profit: 702,240 ريال
- EBITDA margin: 52% (ممتاز لـ SaaS)
---
## 🎯 Unit Economics
### CAC (Customer Acquisition Cost)
**M1-M6 (founder-led):**
- Founder time على outbound: 40 ساعة/شهر × 200 ريال = 8,000 ريال
- Tools: 500 ريال
- New customers: 3-5/شهر
- **CAC: 1,600-2,500 ريال**
**M7-M12 (scaled):**
- Marketing: 10,000 ريال
- BDR salary: 12,000 ريال
- Tools: 1,000 ريال
- New customers: 15-25/شهر
- **CAC: 920-1,500 ريال**
### LTV (Lifetime Value)
**With 3% monthly churn:**
- Average lifetime: 33 شهر
- ARPA: 2,449 ريال
- Gross margin: 87%
- **LTV: 70,260 ريال**
### LTV:CAC Ratio
- M1-M6: 70,260 / 2,000 = **35:1** ⭐ممتاز جداً
- M7-M12: 70,260 / 1,200 = **58:1** ⭐⭐⭐استثنائي
**Healthy SaaS:** 3:1 minimum. Dealix = 10x above healthy.
---
## 💰 Cash Flow & Runway
### Starting Capital
- Founder personal capital: 30,000 ريال (احتياطي فقط)
- Revenue-funded from M1 onwards
### Monthly Burn vs. Revenue
| الفترة | Burn | Revenue | Net |
|-------|------|---------|-----|
| M1 | 1,725 | 999 | -726 |
| M2-M3 | 1,850 | ~9K | +7K |
| M4-M6 | 25,500 | ~39K | +13K |
| M7-M9 | 61,000 | ~122K | +61K |
| M10-M12 | 131,000 | ~286K | +155K |
**Cash breakeven:** M2 (شهر 2) — نقطة استثنائية لـ SaaS
---
## 🚀 السنة الثانية (توقعات)
### Growth Scenarios
**Conservative:**
- 2x customer growth
- 240 عميل بحلول M24
- MRR: 590K → ARR: 7M
**Base case (our target):**
- 3x customer growth
- 360 عميل بحلول M24
- MRR: 882K → ARR: 10.6M ⭐
**Optimistic:**
- 5x customer growth (viral inflection)
- 600 عميل بحلول M24
- MRR: 1.47M → ARR: 17.6M
### Hiring Plan Y2
- M13-M14: Engineer #2 + Customer Success Manager
- M15-M16: Marketing lead + BDR #3
- M17-M18: Head of Sales
- M19-M20: Finance/Ops person
- M21-M24: Engineer #3 + Data Scientist
**Team size M24:** 10-12 شخص
**Revenue per employee:** 88,000 ريال/شهر ($23K) — World-class
---
## 📉 السيناريوهات السلبية
### Scenario A: Slow growth
- 50% من التوقعات
- M12 MRR: 180K بدل 358K
- **Response:** قلّل hiring، استهدف profitability
- Still cash-positive من M3
### Scenario B: High churn
- 6% monthly churn (بدل 3%)
- LTV ينخفض للنصف
- LTV:CAC = 17:1 (مازال ممتاز)
- **Response:** ركّز على customer success، تحسين product-market fit
### Scenario C: CAC يرتفع 2x
- CAC: 3,000-5,000 بدل 1,500
- Paid growth يصعب
- **Response:** ركّز على referral + SEO (organic)
### Scenario D: Competitor يدخل قوياً
- شركة كبيرة تدخل السوق بـ $5M
- **Response:** Defensibility من الـ data الخاصة + brand loyalty + Saudi-first
---
## 🎯 Funding Strategy
### M1-M6: Bootstrap (لا استثمار)
- Prove: PMF + repeatable sales
- Goal: 20+ paying customers
- Monthly burn: covered by revenue
### M6-M9: Pre-seed (اختياري)
- Amount: 500K-1M ريال
- Purpose: تسريع hiring + marketing
- Investors: Wamda, Raed, Saudi angels
### M12-M18: Seed
- Amount: 5-10M ريال
- Valuation target: 30-50M ريال (15-20x ARR multiple)
- Purpose: Scale operations، التوسّع للإمارات
- Investors: STV, Sanabil, MEVP
### M24+: Series A (إذا نمو متسارع)
- Amount: 30-50M ريال
- Valuation target: 150-300M ريال
- Purpose: International expansion
---
## 📝 قواعد مالية صارمة
1. **لا توظيف قبل 10x coverage:** كل hire يجب يجلب 10x راتبه في revenue
2. **Cash reserve:** 6 شهور min runway دائماً
3. **Customer concentration:** لا عميل يتجاوز 20% من MRR
4. **No trophy hires:** كل موظف يجب يكون revenue-generator أو revenue-enabler
5. **Dogfood everything:** كل أداة نبيعها نستخدمها داخلياً أولاً
---
## 🧮 Break-even Analysis
**Fixed Costs:** 20,000 ريال/شهر (infrastructure + tools)
**Gross Margin:** 87%
**Customers لـ break-even:**
- At ARPA 2,449: 20,000 / (2,449 × 0.87) = **9.4 عملاء**
- في أي شهر بعد 10 عملاء → profitable on unit economics
**حالياً:** نصل لـ break-even في M2-M3.
---
## 📊 KPIs Financial
| KPI | الهدف Y1 | الفعلي M[X] |
|-----|----------|--------------|
| MRR | 358K | — |
| ARR | 4.3M | — |
| Customers | 120 | — |
| ARPA | 2,449 | — |
| Gross Margin | 87% | — |
| Monthly Churn | < 3% | |
| CAC Payback | < 3 شهور | |
| LTV:CAC | > 20:1 | — |
| Burn multiple | < 0.5 | |
**راجع هذا الجدول كل شهر** النجاح يُقاس.
---
*هذا النموذج conservative جداً. Dealix في سوق سعودي AI ناطق = potential 10x من هذه الأرقام.*